Tanzania Travel Insurance

Everything You Need to Know Before You come to Tanzania

Are you planning a trip to Tanzania?

Whether you’re traveling for adventure, business, or pleasure, it’s important to protect yourself with the right travel insurance. In this article, we’ll discuss everything you need to know about Tanzania travel insurance, from what it is to what it covers and how to choose the best policy for your needs.

What is Tanzania Travel Insurance?

Tanzania travel insurance is a type of insurance policy that covers a range of unexpected events that can occur while traveling in Tanzania. This can include medical emergencies, trip cancellations or interruptions, lost or stolen luggage, and more. Tanzania travel insurance policies can vary widely in terms of coverage and cost, so it’s important to choose the right policy for your needs.

Why Do You Need Tanzania Travel Insurance?

Traveling to Tanzania can be an exciting and rewarding experience, but it can also come with risks. From getting sick or injured to losing your luggage or having your trip canceled, unexpected events can happen at any time. Having travel insurance can give you peace of mind and protect you financially if something does go wrong.

What Does Tanzania Travel Insurance Cover?

Tanzania travel insurance policies can vary in terms of coverage, but most policies will cover the following:

  • Medical emergencies: This can include hospitalization, emergency medical evacuation, and more.
  • Trip cancellations or interruptions: If your trip is canceled or interrupted due to unforeseen circumstances such as illness, death, or severe weather, your insurance can help cover the costs.
  • Lost or stolen luggage: If your luggage is lost or stolen during your trip, your insurance can help cover the costs of replacement items.
  • Personal liability: This can provide coverage in case you accidentally cause damage or injury to another person or their property.

It’s important to carefully review the policy details before purchasing to ensure you understand what is covered and what is not.

How to Choose the Best Tanzania Travel Insurance Policy

When choosing a Tanzania travel insurance policy, there are several factors to consider:

Coverage Limits

Make sure you choose a policy with sufficient coverage limits to cover the costs of unexpected events that may occur while traveling in Tanzania. This can include medical expenses, trip cancellations, and more.


Consider the deductible amount you will be responsible for if you need to make a claim on your policy. A higher deductible may mean lower premiums, but it could also mean higher out-of-pocket costs if you need to use your insurance.

Pre-existing Conditions

If you have a pre-existing medical condition, make sure the policy covers it or provides a waiver for the condition. Some policies may not cover pre-existing conditions, or they may require additional coverage for them. 

Adventure Sports

If you plan on participating in adventure sports such as bungee jumping, scuba diving, or mountaineering while in Tanzania, make sure your policy provides coverage for these activities. Some policies may exclude coverage for adventure sports, or they may require additional coverage for them.

Evacuation and Repatriation

Make sure your policy includes coverage for emergency medical evacuation and repatriation, especially if you plan on traveling to remote areas of Tanzania. This coverage can help cover the costs of transportation to a hospital or medical facility if you become seriously ill or injured.

Where to Buy Tanzania Travel Insurance

There are many companies that offer travel insurance for Tanzania, including travel agencies, insurance companies, and online brokers. It’s important to compare policies and prices from different providers to find the best policy for your needs.

How Much Does Tanzania Travel Insurance Cost?

The cost of Tanzania travel insurance can vary depending on a variety of factors, including your age, health, length of stay, and the coverage limits you choose. On average, you can expect to pay between 4-8% of the total cost of your trip for travel insurance.

How to Make a Claim on Your Tanzania Travel Insurance

If you need to make a claim on your Tanzania travel insurance policy, the process will depend on your provider and the type of claim you are making. In general, you will need to provide documentation such as medical bills, police reports, or receipts to support your claim.

Tips for Traveling to Tanzania with Travel Insurance

Here are some tips for traveling to Tanzania with travel insurance:

  • Carry a copy of your insurance policy and contact information with you at all times.
  • Understand the policy details and coverage limits before you travel.
  • Know how to make a claim in case of an emergency.
  • Keep all documentation, including receipts and medical bills, in case you need to make a claim.
  • Consider purchasing additional coverage for adventure sports or pre-existing conditions if necessary.


What is the difference between travel insurance and medical insurance?

Travel insurance is a type of insurance that covers unexpected events that can occur while traveling, such as trip cancellations or medical emergencies. Medical insurance is specifically designed to cover the costs of medical treatment and hospitalization.

Is Tanzania safe to travel to?

Tanzania is generally considered safe for tourists, but it’s important to take precautions and be aware of your surroundings. Crime and terrorism can occur, particularly in urban areas.

Can I purchase travel insurance if I have a pre-existing medical condition?

Yes, but not all policies will cover pre-existing conditions. Make sure you review the policy details and consider purchasing a policy with a pre-existing condition waiver if necessary.

How far in advance should I purchase travel insurance for Tanzania?

It’s recommended to purchase travel insurance as soon as you book your trip to ensure you are covered in case of unforeseen circumstances.

What should I do if I need medical assistance while traveling in Tanzania?

If you need medical assistance while in Tanzania, contact your insurance provider immediately for assistance. In case of a medical emergency, seek medical attention at the nearest hospital or medical facility.

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